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Two years ago, Marie’s husband was called home to Jesus. Bud had always taken care of the financial matters: paying bills, investing and planning for the future. They had been married for seventy years. Now, Marie was feeling overwhelmed. The financial planner kept calling, asking her permission to change investment strategies. The life insurance company regularly had calling teams contacting her, asking if she wanted to add to her coverage. The local bank kept sending mail asking her if she wanted to refinance the mortgage. The senior living representative she and Bud had met four years ago kept asking if she was ready to move into assisted living. The burden of these decisions was overwhelming.

So, when her daughter asked her if she had reviewed her will lately, Marie became angry. “I just need everyone to leave me alone. Stop bugging me!”

It is wise to do good planning while both spouses are alive. It is even better to make sure that those plans are written down, detailing an organized, planned approach to caring for the financial gifts God has placed in your care. It is unwise to expect that children or other relatives will be able to jump in, without any prior involvement, to make the same kind of choices you have chosen all your life. They will lovingly do their part, but you may be asking them to carry out a difficult or impossible task. Planning can bring peace of mind. When a good plan is in place, seeking interaction with professional legal, financial or tax advisors can be seen as continuing that plan. Asking children to help will also be part of that continuance.

Now is a good day to start. Your LCMS Foundation Gift Planning Counselor can highlight areas of decision and point you to the right professionals to help you write down a plan, all the while expressing your love for your family and your devotion to the Lord.

Jason Jones, CGP, CDE, is Saint John’s Gift Planning Counselor. Jason works with individuals in our congregation who want to discover the lifetime plan that God has planted in their heart. He will help them to use this plan to Transfer the Blessings God has given them to their family and the ministries they love. This service comes to you at no cost as a member of Saint John’s. To schedule a free meeting with Jason or ask questions about this special opportunity, visit, call (970) 988-0305 or email